The Less House More Moola Podcast

tiny house podcast


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Host and financial planner Laura Lynch shares practical tips and inspiring interviews about downsizing to the tiny house lifestyle, boosting financial security, and increasing cash flow.

The podcast that’s all about alternative living


Welcome to the Less House, More Moola podcast, where we delve into the world of tiny and alternative living and its potential to transform your financial security. I'm your host, Laura Lynch, and together we'll embark on a journey of exploring alternative living arrangements, embracing a minimalistic lifestyle, and ultimately breaking free from societal expectations.

Through captivating interviews, invaluable industry resources, and personal insights, this podcast aims to guide you towards a life of financial independence, rich with downsizing tips and tiny house ideas, and a deeper connection to the things that truly matter. Join me in this tiny house movement as we redefine the meaning of success and challenge the status quo.

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Previous episodes of Less House, More Moola


Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 96: Worm Composting, Laughter Yoga, and Sprouting: Sustainable Living for Tiny House Dwellers

In this episode of the Less House More Moola podcast, host Laura interviews Cathy Nesbitt, an ecopreneur known as, Cathy Crawly Laughing Bean Queen. Cathy shares her journey of creating sustainable solutions through worm composting, laughter yoga, and sprouting. She discusses the importance of self-care, the benefits of laughter, and how to incorporate these practices into daily life, especially in small living spaces. The conversation emphasizes the interconnectedness of health, wellness, and environmental responsibility.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 95: 5 Minimalist Money Moves to Tackle Inflation and Boost Your Budget

In this episode of the Less House More Moola podcast, Laura discusses the relevance of minimalism in the context of inflation and economic uncertainty. She shares her personal journey of downsizing to a tiny house and reflects on the importance of mindful spending. Laura provides five practical tips for aligning spending with personal values, encouraging curiosity about financial habits, and addressing consumer debt. The conversation emphasizes the need for thoughtful consumption and the impact of our purchasing decisions on both personal finances and the environment.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 94: Takeaways from TinyFest: Why Tiny Living is the Future

In this episode, Laura reflects on her experience at TinyFest in California, discussing the growing interest in tiny living as a viable alternative to traditional housing. She emphasizes the importance of financial planning in making the transition to a simpler lifestyle, highlighting the benefits of reduced financial obligations and increased freedom. Through a case study of a woman named Liz, Laura illustrates how tiny living can align with personal values and life changes. The conversation also touches on the need for community and resilience in the face of economic uncertainty, ultimately advocating for a rethinking of the American dream.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 93: Co-Ownership 101: The Housing Solution for Densification, Sharing & Affordability.

In a recent episode of the Less House More Moola podcast, host Laura Lynch sat down with Pam Hughes, co-founder of CoBuy.io, to discuss an innovative approach to homeownership—co-buying. As housing prices soar and affordability becomes a growing concern, co-buying is emerging as a viable alternative for those seeking financial freedom and a sense of community through co-ownership.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 92: From Land to Sea: Kristin Hanes’ Journey of Tiny Homes

If you’ve ever dreamed of alternative living for financial freedom, this episode of Less House More Moola is a must-listen! Laura chats with Kristin Hanes, founder of The Wayward Home, about how she transitioned from traditional housing to full-time van life and sailboat living—and how she built a sustainable income while traveling the world.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 91: The Economics of Housing: My Personal Story

When we think about homeownership, we often imagine a big house as a sign of success. But what if less house could actually mean more financial resilience? In a recent episode of Less House More Moola, Laura Lynch shared her personal journey through the housing market, from childhood to tiny house living, and the economic lessons she learned along the way.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 90: 9 Ideas from SkooliePalooza 2: Exploring Alternative Living on the Road

In this episode of the Less House More Moola podcast, Laura shares her experiences traveling from Northern New Mexico to Quartzsite, Arizona, and back. She reflects on the diverse lifestyles she encountered along the way, particularly in alternative living scenarios. The conversation highlights the importance of water resilience, the socioeconomic spectrum of alternative living, and the insights gained from attending Schoolie Palooza. Laura emphasizes the significance of thoughtful planning and design in creating a comfortable home that aligns with one's lifestyle choices.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 89: Avoid Lifestyle Creep through Tiny Living

In this episode of the Less House More Moola Podcast, Laura discusses the concept of lifestyle creep, which refers to the gradual increase in spending as income rises, leading to former luxuries becoming perceived necessities. She highlights the impact of consumer spending, particularly during the holiday season, and how it often leads to personal debt. Laura emphasizes the importance of being intentional with spending and suggests ways to curb lifestyle creep, such as limiting square footage and being mindful of consumer pressures. Ultimately, she encourages listeners to focus on spending that brings genuine joy and fulfillment.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 88: New Year Announcement: Parking and Problem Solving

In this episode of Less House More Moola, Laura and Eric reflect on their journey of transitioning to a tiny house lifestyle. They discuss the challenges and joys of moving to a new community, the lessons learned from significant life changes, and the importance of adaptability and planning. The conversation also touches on their future projects and the opportunities for community engagement they are creating.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 87: A perfect match for Melissa Mitt | Solopreneur in RV Living

In this engaging conversation, Melissa Mitt shares her journey from traditional homeownership to embracing a nomadic lifestyle in an RV. She discusses the motivations behind her decision to sell her home, the challenges and benefits of working while traveling, and the financial lessons learned along the way. Melissa emphasizes the importance of not settling for a life that doesn't fit and how her experiences have shaped her approach to personal and business finances. She also highlights the significance of self-efficacy in managing debt and achieving financial goals.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 86: 2025 Opportunities in Alternative Living

The podcast episode, 2025 Opportunities in Alternative Living, explores the challenges of traditional housing and the potential of alternative living solutions, with a focus on affordability, sustainability, and alignment with modern values. Host Laura Lynch, a financial planner, highlights key aspects of the housing market in 2025, such as rising mortgage rates, housing shortages, and mismatches between consumer desires and available home sizes.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 85: Navigating Intentional Living in 2025

Are you ready to make 2025 the year of intentional living? This year, embracing a tiny house lifestyle and prioritizing personal values can lead to more fulfilling and financially secure choices. Let’s explore how reflecting on the past year and setting meaningful intentions can transform your life.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 84: Turning Corporate Life Into Skoolie Adventures: New Year Episode!

Have you ever wondered what it would be like to trade the 9-to-5 grind for a life on the road? This inspiring story dives into how one woman turned her corporate accounting career into a journey of self-discovery through tiny living. Learn about the Coast FIRE movement, the joys and challenges of minimalism, and how you, too, can take steps towards a more purpose-driven life.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 83: Tiny Living & Financial Freedom: My 2024 Reflection Journey

Tiny living has captured the imagination of many, but it’s not just about downsizing—it’s a mindset shift. In this episode of the Less House More Moola podcast, Laura Lynch reflects on her transformative journey and interviews Amanda Acuna, who shares her family’s firsthand experience of transitioning to tiny living. Let’s dive into the key takeaways and lessons from their discussion.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

Ep 82: Embracing Tiny Living: A Journey to Financial Freedom

In this episode of Less House More Moola, host Laura Lynch speaks with Fiorella Yriberry about her journey into tiny living and the financial freedom it has afforded her. Fiorella shares her experiences as a full-time nomad, the evolution of her living arrangements, and the lessons learned from traveling extensively. The conversation delves into the importance of being present, navigating remote work, and practical tips for affordable travel. Fiorella emphasizes the connection between tiny living and financial security, encouraging listeners to embrace unconventional lifestyles and pursue their dreams.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

Ep 81: From Debt to Freedom: Aja's Van Life Story

In this episode, Aja Villacres shares her inspiring journey of her van life, living and traveling full-time in her self-converted camper van. She discusses her nomadic family background, motivations for choosing van life, and the financial independence it has afforded her. Aja also delves into her experience as a YouTube creator, focusing on empowering women in the van life community and the personal growth she has experienced through this lifestyle.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

Ep 80: From Business Success to Spiritual Fulfillment with bella tiu

In this engaging conversation, Bella Liu shares her transformative journey from a successful business career to a more spiritually aligned life. She discusses the importance of self-discovery, the role of spirituality in personal and professional growth, and the healing power of the body. Bella emphasizes the need for emotional and financial security to foster creativity and risk-taking, while also highlighting the significance of listening to one's inner wisdom. The discussion culminates in a powerful reminder that true fulfillment comes from within, and that life is about embracing the present moment.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

Ep 79: Building Family Connections with Accessory Dwelling Units or ADUs with stanley acton

In this episode of the Less House More Moola podcast, host and guest Stanley Acton discusses the importance of family integrity planning through the lens of Accessory Dwelling Units (ADUs). They explore the rise of ADUs in California, the trends in multi-generational living, and the financial and emotional benefits of having family members close by. Acton shares insights on how ADUs can serve as significant assets for families, the demand for homes with ADUs, and the importance of evaluating different ADU options for long-term investment. The conversation emphasizes the need for families to plan for their future together, creating both a safety net and opportunities for wealth building.

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Laura Lynch, CFP® ABFP™ AAMS® CDFA® Laura Lynch, CFP® ABFP™ AAMS® CDFA®

EP 77: Tiny Living: Financial Freedom Through Adobe Homes

In this episode of the Less House More Moola podcast, host Laura Lynch discusses the journey of tiny living and financial planning with guest Quentin Wilson, an expert in Adobe construction. They explore the benefits of Adobe as a sustainable building material, its historical significance, and the accessibility of building with Adobe. The conversation also delves into the evolving building codes and regulations surrounding Adobe homes, highlighting the role of women in the construction field and the importance of community in DIY building projects. This conversation delves into the benefits and resilience of Adobe homes, highlighting their fire resistance, sustainability, and longevity. The speaker shares success stories of individuals who have built their own Adobe homes, emphasizing the accessibility of Adobe construction techniques. The discussion also touches on the future of Adobe building in the context of environmental awareness and the potential for a resurgence in its popularity.

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About the host, Laura Lynch


Laura holds a Master of Education (M. Ed.) degree and is a Certified Financial Planner (CFP®), Accredited Behavioral Financial Professional (ABFP™), Certified Divorce Financial Analyst (CDFA®), and an Accredited Asset Management Specialist (AAMS®).

My alternative Living Philosophy


  • My path in life has illustrated that checking each one of the expected boxes (education, career, house in the suburbs, 2.5 kids, retirement at 65) is not always feasible or in alignment with our values. I believe that alternative living arrangements are one lever we can pull to in order to make more progress in another area of higher priority, such as financial security or making an impact.

    The 2023 average price of a home in the United States is at $428,700, and the total amount paid for that home over 30 years on principal and 6% interest will be $925,298.32. The total combined mental and physical effort required to simply fulfill the basic need for shelter represents for many up to 40% of their net income. This high cost of a home limits precious time and financial resources available for higher level pursuits like community improvement, family focus and creativity. Career risk taking for me seemed far more terrifying when there was a mortgage payment due. I believe we could all benefit from more critical thinking and problem solving and less playing it safe for the mortgage payment due.

    And one more thing. For those of us living or expecting a season of solo-aging, a single family home can compound the loneliness endemic in modern society. Humans are wired for connection. Alternative housing options that gather community support wellness.

  • In our AI world, specific advice is worth paying for. Portfolios alone are not.

    I spent five years in a brokerage and asset management environment and learned a great many valuable things. One of which is that incentives influence motivation.

    When I was paid based on assets under management or by commission, I was always motivated first to transfer assets to manage before helping clients untangle their financial complexities or build a plan for their future. Likewise, clients didn't always seem to make the connection that they were paying for an experienced financial partner who could translate the lingo, point out blind spots, and guide them through the puzzle of financial rules, processes, and best practices, along with advising them on how to build, adjust, and spend an efficient portfolio.

    This is why my business model is fee-for-advice only for new clients. Of course, I believe there is tremendous value in being shoulder to shoulder with you when times are rough in the markets. I do my best work for you when I help you make good decisions with the assets that are the fuel for your goals. However, what I am paid for is advice specifically curated for our lifestyle and available no matter your total amount of savings.

    Particularly for the alternative living community, there isn't yet an algorithm that can effectively help you plan a tiny pivot, pinpoint your top two values and use them to build your impact, or live to age 100 in your tiny home.

  • I believe in strategic investing in a variety of assets, not because I am a fan of the inequality created by our flawed system but because diversified investments are a tool for building the security needed to overcome rising costs and the wealth needed to fund impact.

    Investing, though, requires base-line optimism—a belief that trends of the past will continue. Optimism is only possible with a critical awareness of the attention economy and how all the screens are at least partially funded by our fear. The overwhelming amount of bad news available in redundancy at our swipe is easily able to target our human biases and crumble the best laid investing plans. Therefore, we investors must manage our behavior and attention. In order to stick with a plan, we must be stubborn in our belief in the resiliency and creativity of humankind.

    With that said, we do not have guarantees that the past will repeat itself or even rhyme. We are living in a time of unprecedented speed and compounding change. No one knows what the ideal assortment of resources will be for each subsequent crisis we will face. Thus, I also believe in cultivating personal skills that enable cooperation, confidence, and the capability to be ready to help yourself and your community.

    However, I do not believe that we can financially solve for uncertainty. Understanding the difference between risk (such as market swings, interest rates, inflation, isolation, and longevity), which may be mitigated, and uncertainty (such as total economic collapse or nuclear war), for which we cannot effectively plan, is a first step in crafting a financial plan. I plan within the risk space and leave the safe rooms and ammo to those who intend to survive a dystopia.

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